Vantrace uses modular regulatory adapters to translate local AML, fraud, transaction monitoring, reporting, data residency, and regulator evidence requirements into deployable compliance infrastructure.
The intelligence engine remains reusable. The regulatory adapter defines what changes locally.
Thresholds, report types, escalation timelines, review controls, retention periods, and regulator evidence expectations.
Alert triage, case management, maker-checker approvals, investigation notes, and report generation for local teams.
APIs, event ingestion, scoring responses, report exports, and audit logs designed to work inside existing financial systems.
Roadmap markets represent planned regulatory adapters, not current production integrations.
CBN, NFIU, goAML-oriented workflows, transaction monitoring, and regulatory reporting operations.
Planned AML, fraud, monitoring, reporting, and case evidence adapter.
Planned adapter for local payment, fintech, fraud, and reporting workflows.
Planned adapter for AML, fraud, case, and regulatory reporting workflows.
Planned adapter for future Latin American market coverage.
Planned adapter for future Latin American market coverage.
Adapter planning for institutions preparing for UK regulatory workflows.
Adapter planning for institutions preparing for EU regulatory workflows.
The compliance infrastructure is designed to be reusable. Local obligations are implemented through market-specific adapters.
Nigeria is Vantrace's first live regulatory market. The adapter maps AML, monitoring, reporting, case evidence, and explainability workflows to CBN, NFIU, and goAML-oriented obligations.
| # | Coverage Area | Adapter Logic | Vantrace Module | Status |
|---|---|---|---|---|
| 1 | Automated Transaction Monitoring | Real-time or near-real-time monitoring across connected transaction channels. | Transaction Monitor | Covered |
| 2 | Rule-Based Alert Generation | Configurable rule engine for structuring, velocity anomalies, thresholds, and typology matches. | Rules Engine | Covered |
| 3 | Risk Scoring | Transaction, counterparty, and customer risk scoring using deterministic and model-driven signals. | Risk Scoring Engine | Covered |
| 4 | Customer Risk Profiling | Dynamic customer profiles incorporating behavior, sanctions/PEP status, risk tier, and peer comparison. | Profile Engine | Covered |
| 5 | Suspicious Activity Reporting | Report drafting from case data, analyst review, approval workflow, and evidence attachment. | Reporting Engine | Covered |
| 6 | Threshold Reporting | Threshold detection and report preparation for cash, transfer, and other reportable transaction types. | Reporting Engine | Covered |
| 7 | Sanctions and PEP Screening | Screening against relevant lists with configurable match thresholds and review workflows. | Screening Engine | Covered |
| 8 | Case Management and Audit Trail | Structured review workflow with analyst notes, disposition tracking, approvals, and timestamped logs. | Case Manager | Covered |
| 9 | Model Explainability | Human-readable rationale, rule evidence, and model explanation context for reviewed alerts. | Explainability Layer | Covered |
| 10 | Regulator Evidence Pack | Documentation, audit records, model notes, case history, and reporting evidence for examination. | Compliance Pack | Covered |
Regulatory adapters define the report types, field logic, review workflow, and output format required in each market.
Drafted from flagged cases with analyst review, rationale capture, and approval controls.
Generated when transactions cross local reporting thresholds defined by the market adapter.
Match review workflows tied to customer, counterparty, list source, analyst decision, and escalation path.
On-demand export of system logs, model notes, case decisions, report history, and control evidence.
Board and leadership-ready summaries for alert volumes, case outcomes, typologies, and operational KPIs.
For the live Nigeria adapter, reporting workflows are structured around NFIU and goAML-oriented operations.
This is the architectural reason Vantrace can serve local institutions in each market while also supporting teams that enter new regulated markets.
Compliance infrastructure has to prove what happened, why it happened, who reviewed it, and what was reported.
Configure deployment and processing patterns around local market expectations and customer data obligations.
Connect rule evidence, model explanations, and analyst actions to every material risk decision.
Preserve alerts, reviews, approvals, report drafts, and case actions for regulator examination.
Tell us where you operate, which obligations matter most, and whether you need APIs, workflows, reporting, or the full platform.
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